Pay at your own pace

With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments 

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly  installment plan over a time period that works best for you. 

Just select at checkout

Choose 4 interest-free payments paid every two weeks or monthly installments. 

1. Fill your cart
   Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how to pay
   Pick the payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay over time
   Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.

Buy with confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying. 

TRANSPARENT
Affirm tells you the total amount you’ll pay up front. That number will never go up.

FLEXIBLE
You choose the payment schedule that works best for you.

FAIR
Affirm doesn’t charge late fees or hidden fees of any kind, ever. 

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility
check, may not be available everywhere, and are provided by these lending partners:
affirm.com/lenders. Options depend on your purchase amount, and a down payment
may be required. CA residents: Loans by Affirm Loan Services, LLC are made or
arranged pursuant to a California Financing Law license. For licenses and disclosures,
see affirm.com/licenses. 

Frequently Asked Questions

Can I pay off my purchase early?
Yes! There’s no penalty for paying early.

How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before paymentsare due.

Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process
with the store.

Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or
check your eligibility. If you decide to buy with Affirm, this may impact your credit
score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps
Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?
You can visit their website at affirm.com.